Howard is a Director with over twenty-five years of accounting and finance expertise in the financial services industry. He has provided financial control guidance for several multi-billion-dollar portfolios of underperforming and distressed loans and asset backed securities. As an innovative leader, Howard promotes team synergy and has developed the vision and operating model for several new control departments.
With Accordion, Howard has partnered with the management of private equity backed companies to reduce costs via process improvement and automation. He has supported CFOs by assessing and implementing accelerated financial close processes and developing detailed staffing plans focused on maximizing resources. Howard has worked on a variety of initiatives including IPO readiness, carve outs, and advising on controller responsibilities.
Prior to joining Accordion, Howard spent 14 years as a Senior Vice President with HSBC Global Banking & Markets. As a Controller, his responsibilities spanned the Americas Region with a focus on cost and risk reduction, business continuity planning, board reporting, profit and loss reporting, books and records maintenance, project management, and policies and procedures development. With HSBC, Howard launched several new control departments. During the credit crisis he managed control duties for subprime and distressed loans and securities. He also led a Valuation Committee that was focused on distressed assets and served as a member on several committees targeted at operational risk reduction. He was also an active participant in new hire development and mentorship programs.
Prior to HSBC, Howard worked as a Senior Vice President at Citigroup in Capital Markets and as a Director at UBS. There, he acquired expertise in accounting for asset-backed and mortgage-backed securitizations. He specialized in creating financial accounting processes and leading strategic initiatives, and later leveraged these skills during the launch of the same business lines at HSBC.
Howard started his career in public accounting, working with a variety of clients in diverse industries. As an employee at Ernst & Young and Berdon LLP, he gained Audit, Advisory, & Tax experience.Howard graduated from Binghamton University with a B.S. in Accounting and obtained his Certified Public Accountant status shortly thereafter.
“Confidence is deciding you’re unstoppable – not that you’ll never fail." — Tom Bilyeu