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Stephen Masterson

Managing Director
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Stephen Masterson

Stephen is a financial executive and a CPA with a Big 4 public accounting background at Arthur Andersen and Ernst & Young, a Partnership and a Practice Leader in Global 7 professional services firms at Grant Thornton and BDO, and C-Level Executive roles in Finance, Accounting, Credit, and Operations at Charles Schwab, Provident New York Bancorp, and Santa Barbara Bank & Trust.

His experience in public accounting ranges from serving as an Audit Partner, a Risk Advisory/Consulting Partner, a Los Angeles Office Managing Partner, and a U.S. Practice Leader across audit, tax, and advisory for the Financial Services Industry. He is best known for his technical accounting and risk management skills, his embracing style with people, and his ability to build, lead, and mentor a team of professionals.

Stephen’s industry experience includes having served as the Chief Financial Officer and Chief Accounting Officer for two publicly traded institutions where he managed all regulatory relations (SEC, OCC, FRB, U.S. Dept. of Treasury) and successfully executed mergers and acquisitions. He has also served as the Chief Operating Officer for one publicly traded bank where he successfully navigated the financial crisis of 2008, and the Chief Credit Officer for a Fortune 500 brokerage firm where he digitally transformed all credit operations, underwriting, and servicing.

Stephen is known for his expertise in financial accounting and reporting, corporate governance, mergers and acquisitions, IPO and pre-IPO readiness, regulatory compliance, risk management, and Sarbanes-Oxley. Most recently, he has started working with clients in regard to business automation and artificial intelligence to streamline operations, enhance profit margins, and maximize the ultimate customer experience.

Outside of client service, Stephen is often quoted for his technical expertise by news sources including Accounting Today, Bloomberg, Compliance Week, the Institute of Internal Auditors, and Reuters.

He is a graduate from the University of Alabama, with additional credentials from Harvard Business School and Cornell University. He is currently enrolled in executive programs through 2024 at Columbia Business School.

“You can get everything in life you want if you will just help enough other people get what they want.” - Zig Ziglar

Something You Should Know

  • Grew up on a 5,000-acre farm in Alabama.
  • Longstanding hobby of racing motocross; and taking long motorcycle rides throughout the fire roads of the Los Padres National Forrest.
  • Madly in love with his wife, Tanya, their daughter, Sydney, and their great dane, Sam Dogg!

Noteworthy

  • Frequent speaker on risk management and accounting at various conferences including the AICPA National Conference for Financial Institutions, the American Bankers Association, the Mortgage Bankers Association, the Los Angeles and San Fernando Valley chapters of the IIA, and the annual SEC Conference at Cal State Fullerton.
  • Multiple annual awards in recognition of outstanding coaching and mentoring while at Arthur Andersen/Ernst & Young, as selected by office-wide staff and seniors.
  • CFO of the Year award for the Central Coast of California.